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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
B) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.
C) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
D) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.

2. A chain of title is best described as

A) an opinion of title provided by an attorney.
B) a grantor/grantee index.
C) a series of conveyances of public record.
D) an historical record of liens on the property.

3. When issuing an Owner's policy, encumbrances should be shown as

A) a requirement in Schedule B-I.
B) listed on Schedule B as an exception.
C) listed on Schedule A for informational purposes.
D) an exception in Schedule C.

4. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) indemnification.
B) subrogation.
C) litigation.
D) arbitration.

5. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Seller
B) Mortgagor
C) Title agent
D) Mortgagee

Solutions: